Service Bundling Program
Sell Your Home, Buy Your Next One, and Finance It Right Here
Saving Our Clients Thousands of Dollars
Call us at 916-672-6130 or Click Here and Talk with a Realtor
What is Service Bundling?
Service Bundling is when you can combine the services offered by MAE Capital Real Estate and Loan such as Real Estate sales and the Home Loan function to save on fees and commissions. Or combine all 3 functions of Listing your home, Buying your next home and the Mortgage on it. You get all the professional services bundled into a single package that is far less costly than it would be if you were to seek those Real Estate Services out individually. This only makes sense as a typical listing will cost a Home Seller up to 6% in commission to sell their home. When you purchase your next home the there is another commission paid to your Agent generally around 2-4%, although it comes from the seller and you won't pay for it, why not be able to use this to get a lower interest rate on your mortgage or a Home Warranty or both? This is what we offer when we bundle our services. Take Advantage of this today and save thousands of dollars and you will only be making one phone call to inquire about selling your home, buying your home, and your Mortgage. Why We Bundle Our Services:
We have always looked out after the best interests of our clients. This program shows the commitment we have to our clients and that we put our money where our mouth is. We do not have to do this but we feel it is the right thing to do. Our competition won't or can't offer this service as they generally just do one of the Real Estate Functions such as just Real Estate or just Home Loans. This is really the best-kept secret in the industry as other Realtors and Loan Agents will not suggest you come to us to save money as they will lose business. Putting our clients best interests first is something you have to see to believe especially in the world we live in today. We would rather have our customers happy in the end with a little more money in their pocket and hope they will remember the Agent and the Company that was sincere in their service from the beginning. Not to mention we love referrals, which we take care of our clients that do refer us business in the form of a finders fee (this only works with non licensed Agents). We look forward to Working for you. An example of a 2-Side bundle:
A typical two side bundle would be if we represented you as a Home Buyer
and we also arrange your Mortgage
when you purchase a home. This option is perfect for First Time Home Buyers. How it works:
We take the commission on the purchase of the Home and apply a portion of to:1. Pay for a Home Warranty:
that covers all the major appliances in a home for a year if they break they are fixed. 2. Buy down the Interest Rate:
We will take a portion of the money form the Real Estate Commission and apply that towards closing costs resulting in a lower Interest Rate thus a Lower Monthly Payment
As you can See this will save you thousands of dollars up front then it will pay you monthly with lower mortgage payments.An Example of a 3-Side Bundle:
A three-sided bundle is when we represent you as the Seller
of a home and as your Buyer's Agent on the purchase
of your next home and we do the Mortgage Loan
How this works:1. Sale Commission Reduced
In this example, we will reduce our commission on the sale of your home so you net out 1-2% more than you would have under traditional representation which you can use towards the downpayment on your next home. On a home that sells for $400,000 that could save you $4,000-$8,000 just on the sale that you can put towards the purchase of the next home, 2. .The Purchase of the Next Home:
When you buy the next home and we represent you, we also purchase the Home Warranty
for you as well. 3. Reduce Cost of New Loan:
In addition, we can reduce the overall costs and the interest rate on your mortgage saving you even more. Under the three-sided representation, you can see you are not only saving Thousands upfront when you sell your home but with the lower interest rate we can get for you, you will be saving on every mortgage payment thereafter.
These are a programs that very few Agents can offer as they generally are not licensed to do both the Real Estate and the Loan as we are at MAE Capital Real Estate and Loan.
Why do Real Estate the Old Fashioned way?
In 2010 the Real Estate Laws changed so much that it opened doors that were previously closed to Buyers and Sellers of Real Estate. With the onset of the National Mortgage Licensing System or NMLS it allowed Real Estate Brokers that held both licensing to legally do the functions of a Realtor and a Mortgage Broker. Most Realtors have just stuck with doing Real Estate Sales and have not yet seen the advantages of helping their clients by offering both functions and bundling them to save their clients money. It seems the big Real Estate Shops don't want the added liability and reporting requirement that comes with holding an NMLS license, so they stick to the Real Estate Function only. Here at MAE Capital Real Estate and Loa, our Broker has over 33 years experience in Mortgage lending including secondary marketing experience and extensive contract negotiation skills. Adding the Real Estate Sales to the Mortgage Experience is a combination that our clients are reaping the benefits from. Compare our System to Purple Bricks, Open door, RedFin and all the other so called discount brokerages. You will save far more money with our system!
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