The Basics of Buying a Home.

Don't Fool Around Call Us You Need Us!

Call Us 916-672-6130

Special Down Payment Assistance Program, Get up To 10% Of The Sale Price for a Down Payment and Closing Costs with an FHA Loan!

Special No Down Payment FHA Loans

Or Click Here to Qualify for Your Home Loan Today and See Property

Scroll Down For Information

 Click Here- To be Pre-Qualified for your Home Purchase or call

Did you know?  
  • When we represent you as a home buyer you will sign a Buyer Broker Agreement.  Our job is to look after your best interests and get the best deal possible.
  • Qualifying for your home loan should be done before looking for property so you know that you have been approved for the Financing Before house hunting. Click Here to be Qualified Now.  We can bundle that with our service to save you Thousands of Dollars.  We are your "One Stop Shop"  Click here to qualify
  • You can deduct the expenses of the purchase on your tax return as well as mortgage interest.  Click here for more information.
  • California Real Estate Law states that when purchasing a home, an Agent must represent the seller first unless the buyer appoints an Agent to work exclusively for them.  We do this for you and make sure you get the best possible deal and the House Meets your Expectations.
  • Real Estate has been the best investment over time, better than any other investment vehicle.  Let us show you the way.
  • The Real Estate Market is HOT and you need to be in it NOW!
  • Talking to us is FREE!

The Nine Steps To Home Ownership Are;

1. Your decision to purchase a home. 

You realize that home ownership is not only the best thing for your family but it is a great investment.  You have learned the tax benefits of owning your home verses renting.  You have found MAE Capital Real Estate and Loan to help you through all aspects of the process through our one stop shop approach.  

2. Qualify for the Home Loan ("Know Before You Owe").
 Start the qualification process by completing an online loan application or call us we can take the application over the phone..  Prepare the necessary documents we will need to approve your loan, go to our online Checklist .  Download the Consumer Finance Protection Bureau home buyer booklet.  On to the next step.

3. Become Approved and Receive Your  Pre-Approval letter.  
YOu will be guided as to the documents needed to become Approved fro the home and once it is reviewed you will be issued a Pre-Approval Letter.  The Pre-Approval letter is what an Agent will need to have to find and show you properties in your approved price range.  This letter will also be presented to the seller as proof you can actually afford to purchase a home.  It can be modified to with each offer made so the seller will not know that you may qualify for more.  This stratigic trick can save you thousands on the price of the home.

4. We Work With Your Agent and Have Agents of own Agents for one stop shop experieince.  
A Real Estate Agent that works for you when buying a home is invaluable.  We have several qualified Agents to Assist you, we are your one stop shop for all of your Real Estate needs.  Trying to do this on your own is not in your best interests as you may end up with a dual agency from the listing Agent and not get the best deal for you.  A Buyer's Agent will work with your best interests, not the seller's, and you don't have to pay for their services, the seller of the home pays the commission.  An agent working for you can preview homes for you so you don't waste your time driving around.  Once you find a home your Agent will negotiate a the best deal for you.

5. Find a home that will best fit your needs. 
With our direct access to the MLS system you are able to see homes as they come on to the market in real time. Your agent will set up parameters that you need in a home and provide homes that only have the criteria you are looking for and you will be emailed homes that fit those parameters. With our MLS portal you will be able to search homes is the area and with the amenities you want in a home. You will also be able to Create your own custom searches and save those searches.  You will be able to be on top of the market as it changes. 

6. Negotiating the contract with the seller;
 As your Agent it is our job to get you the best possible deal in the market place.   Sellers have the final say in whether you get the house or not, so the negotiation of contract is invaluable, and to have the best representation is essential. "The Art of Deal" is something that cannot be taught it has to be learned and our Agents have that experience.  Your Agent will see your deal through from the start to finish.

  Read about the Disclosure process

7. Complete the loan. 
When the contract has been negotiated and the seller has accepted your terms then the process starts.  Although, you have been pre-approved for your loan the process has just only begun.  To see the detailed process click here.  
Once the loan has funded our team will make sure the Escrow Company records the transaction with the county.  Our team will work with the listing Agent in the transaction to assure all necessary work has been completed as well.

8. Close the deal. 
Our team will work closely with Escrow and the Title Company to assure the closing goes smoothly.  Your Agent will do a final walk through of the home to make sure the house is the same condition as when the inspections were done and that everything in the home is order.   

9. Move in. 
Your Agent will provide you with the local utility companies, Internet, cable, water, and garbage and sewer so you can smoothly change your services over prior to moving in. 

TIPS For a Successful Escrow Closing:  Click Here


This Month's Featured Real Estate Agent for MAE Capital Real Estate and Loan
Gregg Mower -Broker DRE#00953953
"I want to help you save money when you are buying or selling a home"
or Call Gregg Mower at 916-849-7170
Working Placer, Sacramento, and El Dorado Counties Ask about the Listing Specials we can save you Thousands of Dollars.  

We have created this FREE Home Buyer Kit to Make the Process Easier.
 Click on the Picture this will help you organize your thoughts when starting the process. 

Click Here for your free tool Kit

As a Buyer Exclusive Agent we will represent your best interests in the Real Estate Transaction to negotiate you the best deal possible.  Let us send you properties for FREE to look at by completing the form below.  Click Here to be put in contact with one of our Agents.

We Purchase a one year Home Warranty for all of Our Buyers We Represent.  So call to today to talk with one of our experienced Agents. 

**We are Rural Property Specialists knowledgeable with Water Wells and Septic Systems and Large Rural Properties.  We have the financing sources for these properties**

Ask us how we Negotiating the Best Deals for Our Home Buyers and how Bundling our services can save you thousands call today.<<

Click Here to Search Properties currently on the MLS.

We look forward to the opportunity of working with you and your family searching for your dream home.  

Additional Home Buying Articles
 "Our promise to you is that we will do everything in our power to negotiate the best deal possible with both your Real Estate transaction as well as your mortgage needs."


 Click here to View Homes

Put the power of knowledge in your corner.  This site has been built and maintained by the ownership of MAE Capital Real Estate and Loan.  We have the knowledge that can save you thousands and make the process smoother.

CALL TODAY (916) 672-6130
Click Here to Be Approved Today!



  Keywords; home buyers, buying a home, steps to buying a home, home buying info, home purchase, purchasing a home, steps to purchasing a home, step to home ownership, homebuyer site, buying a home for the first time, how to buy a home, steps to buying a home, buyng ahouse, steps to buying a house, house purchasing steps, where to start to buy a home, how to buy a house, easy steps to home ownership, 9 easy step to buying a house, what you need to do to buy a house, buying a home, learn the steps to buying a home , steps to buying a home, steps to purchasing a house, where to strat when looking for a house, qualifying for a loan, how to qualify for a home, can i buy a house, qualifying for a house, notice of loan approval, steps needed to buy a house, information on buying a house, information on buying a home, information on buying real estate, Real Estate information, purchase a house here, home buyer education, can i buy a home, steps to owning a home, Home buyer information, home buying procedure, Rocklin Home buyers, Roseville home buyers, Penryn home buyers,, Loomis ca home buyers, Sacramento home buyers, home buyers club, first time buyers information, home buyer education, home buyers class, who to call to buy a home, closing a real estate transaction, closing a real estate deal,how to close a real estate deal, how to negotiate a real estate deal, picking a realtor, getting a notice of loan approval, Realtor guidance, realtor information Rocklin, buying a home in Rocklin, buying a home in Roseville, Buying a home in Sacramento, home buyer video, home buying instructions, instructions for buying a home, home buying process, what is the home buying process, how do I start the process of buying a home, Rocklin CA homes for sale, Rocklin ca mortgage companies, home buyer education, Rocklin home buyer education, Roseville ca home buyer education, help buying a home Rocklin Ca, help buying a home Roseville ca, Realtor help, how to pick a realtor, what realtor to use Rocklin ca, what realtor to use Roseville ca, real estate questions, real estate Q & A, property information Rocklin Roseville, trick to buying a house, can i buy a house, California home buyers program, Government programs for buying a home, home buyers programs, info for buying a house, information on home buying, starting the home buying process in California, Home buyer assistance form, free home buyer assistance, free home buying counseling, home buyer counseling, home buyer assistance programs, California home buyer programs, home buyer programs California, home buyer programs Sacramento ca, home buyers assistance Sacramento ca, home buyer assistance Roseville ca, Placer county home buyer assistance programs, placer county ca home buyer programs, placer county California real estate buyer programs, Sacramento county home buyer assistance programs, buying in placer county, homes in placer county, real estate placer county, home search placer county, Sacramento county homes, buying a home in Sacramento ca, buying a home in Roseville CA, Buying a home in Auburn ca, buying a home in Folsom ca, buying a home in west Sacramento ca, buying a home in lincoln ca, lincoln ca realtors, how to buy a home in Sacramento ca, how to buy a home in Roseville Ca, how to buy a home in Auburn Ca, how to buy a home in Rockin CA, how to buy a home Lincoln CA, find homes, find a house, buy a home buy a house, well inspection, septic inspection, rural realtors, Placer county rural realtors, from land realtor, realtors who specialize in rural properties, horse property specialists, rural real estate agents, rural placer county property experts, first-time home buyer  specialist, affordable housing, placer county starter homes, Sacramento county starter homes, fixer houses, houses, house information, new home buyers, home buyer education, basic home buying, home buying basics, realtor search, find a realtor,  Rocklin realtors, Real estate sales Rocklin ca, Rocklin CA, Top Rocklin Agents, Rocklin CA Realtors, Homes for sale Rocklin ca, Rocklin Real estate, Real Estate Rocklin ca, homes for sale Rocklin ca, Penryn homes for sale, Penryn CA homes, Loomis real estate, Loomis homes, Loomis CA homes, Loomis Agents, Rocklin Realtors, Realtors Rocklin, top Realtors Rocklin ca, Rocklin Real Estate firms, Rocklin houses, Rocklin home values, Rocklin real estate agents, real estate agents Rocklin ca, Rocklin Realtors, top Rocklin Realtors, Placer county Real estate specialist, Placer county Real estate, Placer County home for sale, house Placer county, Rocklin Real estate companies, top real estate companies Rocklin CA, Realtor search, Placer county Realtors, Margie Mower Realtor, Rockling Listing Agents, Rocklin ca home sales, Rocklin Agents, Rocklin Chamber of commerce, non-profit real estate, enjoy Real estate, Rocklin Real Estate Sales, buying Sacramento, How do  I buy a house, what do I need to buy a house, can i buy a house, what do I need to buy a home, how can I buy a Home, where do I strat the process to buy a home, who can help me buy a home, homebuyer information, I want to own a house, how can I own a house, what do I need to do to own a house, guide to homeownership, find a guide to homeownership, Basic home buyer information types of homes to buy, Home buyer information for fist time buyers, how do I buy a home, what do I need to do to buy a home, need a realtor, special realtors, Local realtors, Local Real estate agents to list homes, bargain Realtors, how to buy a house, how to buy a home, what to know when buying a house, what is a homebuyer, home buying videos, home buying information for home buyers, Process of buying a home in California, H, Free home buyer information, Secrets to buying a home, tricks to buying a home, Roseville Real Estate Essentials, Rocklin Real Estate Guide, a guide to Real estate in Rocklin CA, Roseville Ca Real estate guide, Guide to home ownership, free guide to home ownership, Directory for home owners, home owner education, Home buyer education, Margie Mower Realtor, Steps to home ownership, what does it take to become a home owner,  Find a Realtor, find a Realtor near me, who do I call to buy a house what are the steps to buying a home, who is the best realtor in placer county, where is the best real estate firms in placer county, real estate contracts, real estate fee based commission, ReMax Gold, Century 21 Rocklin, Coldwell Banker Roseville, Real Estate firms in Roseville, Real Estate firms in Rocklin, ReMax Rocklin, Intero Rocklin, Coldwell Banker Rocklin, Century 21 Roseville, Realtor Classes Rocklin, Placer County Real Estate, Placer County Realtors, Sacramento home buyer resources, Placer county home buyers resource, first time hoe buyer information, first time home buyer steps to buying a home, how do I buy a home, show information on buying a home, research buying a home, research the steps to buying a home. research what is needed to buy a home, research information on how to buy a home, Rocklin Home Buyers, Home Buyers in Rocklin, HOme Buyers information, What to expect when you are buying a home, what to expect when I am buying a home, How should I start the process of buying a home, what is the best online real Realtor, Rocklin Realtor, Realtors in Rocklin, Rocklin Home buying information, Roseville home buying information, Lincoln home buying information, Loomis home buying information, where in Rocklin would I start to buy a house, in Rocklin where would I  find a realtor, who can help me buy a house in Rocklin, who can help me find a house to buy, find homes for sale in Rocklin, Find a Realtor to explain the process to me, who can show me how to buy a house, tools for buying a home, tips for buying a home, How to buy Real Estate, HOw to buy your first home, how to buy my first home, how to get involved in Real Estate, Real Estate near me, #howtobuyahome, #homebuyers, #homebuying, #realtors, #stepstobuying #homebuyingbasics, buy a house, buy a home, why buy real estate. preparing to buy a house, prepare to by a home, home buying basics, who to call to buy a house, best Realtor in Rocklin, Best Realtor in Penryn, basics of buying a home, purchasing home basic knowledge, house buying information, exp housing programs, exp realty, exp agents, Rocklin exp shop, discount real estate, best Realtor near me, top realtor near me, how to prepare for buying a home, home buying, how to buy a house, steps to buying a house, steps involved in buying a house, need a house, need to buy a house, 2020 home buying guide, down payment assistance, preparing to buy a home, preparing to buy a house, home buying process, how to begin to buy Real Estate, tips to buying a home, Tom Daves, Brent Gove EXP, Real estate and loan, Buying a home with interest rates rising, interest rates and home buying, Transferring to Northern Califoornia, buying a home in the Sacramento Area, buying ah some in the bay are, buying ahome in pacer county, down payment assistance home loans, buying a home in today's market, 2022 home buying, What to expect when buying a home, Top Placer County Realtor, Top Sacram;ento County Realtor, 340 Lehi Lane, home buyer programs, ome purchase contract, negotiating a purchase contract on a home, home buying literature, literature on buying a house, home buyers directory, home buyer services, first time home buyer directory, first time home buyer directory, How to buy a home, where to start to buy a home, Sacramento Home buying information, Top Realtor near me, best Realtor near me, buying a home in today's world, what to expect when buying a home, what to expect when buyins a house, Steps to buying a house, home buying options, Free home buyer consultation, Q and A for buying a house, get help buying a house, get help buying a home, buying a home basic information, getting into a new crib, LGBT friendly realtors near me, Gay ;Realtors, Gay community friendly, LGBTQ friendly, google how to buy a house, google how to buy real estate, google best Realtor near me, best banking hedge, investment hedge for savings, places to put your money, where should you put your money now, buy real estate now, investing in these financial times, where to invest now, are banks safe, banking collps, where to invest now, need to know when buying house, is it time to buy house, should I buy a house now, what do I need to do to buy house, where do I strat when buying a house, Dream for all, Realtor.com, why buy now, buying home in today's market, why buy a home now, House asset, inflation hedge, how to beat inflation. realtor.com, Zillow.com, redfin.com, i want to buy a house, First-time buyer realtor, first time home buyer advice, buy a home now, how to purchase a home, basics to home buying, learn real estate, how to buy a home in this market, Buying Real Estate basics Gregg Mower, Sam Mower, What does it take to buy a home., starting the home buying process, Rocklin Realtors, Top rated Realtors near me, Real Estate company near me, Agent to sell homes, Agent to represent me as a home buyer, Lucky Realtor, Bet Realtor, Best Real Estate Agent, How to buy a home in this market

MAE Capital Real Estate and Loan

CA DRE #01913783|NMLS #806170

4940 Pacific Street Suite A
Rocklin, CA 95677