The Basics of Buying a Home.
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| FACTS ABOUT MAE CAPITAL'S BUYER'S AGENTS|
Did you know?
- When we represent you as a home buyer you do not pay for our Services, the Seller pays the commission. Our job is to look after your best interests and get the best deal possible.
- Qualifying for your home loan should be done prior to looking for property so you know that you have been Approved for the Financing Before house hunting. Click Here to be Qualified Now. We can bundle that with our service to save you Thousands of Dollars. We are your "One Stop Shop" Click here to qualify
- You are able to deduct the expenses of the purchase on your tax return as well as mortgage interest. Click here for more information.
- California Real Estate Law states that when purchasing a home, an Agent must represent the seller first unless the buyer appoints an Agent to work exclusively for them. We do this for you and make sure you get the best possible deal and the House Meets your Expectations.
- Real Estate has been the best investment over time, better than any other investment vehicle. Let us show you the way.
- The Real Estate Market is HOT and you need to be in it NOW!
- Talking to us is FREE!
Nine Steps To Home Ownership Are;
1. Your decision to purchase a home.
Put the power of knowledge in your corner. This site has been built and maintained by the ownership of MAE Capital Real Estate and Loan. We have the knowledge that can save you thousands and make the process smoother.
You realize that home ownership is not only the best thing for your family but it is a great investment. You have learned the tax benefits of owning your home verses renting. You have found MAE Capital Real Estate and Loan to help you through all aspects of the process through our one stop shop approach.
2. Qualify for the Home Loan ("Know Before You Owe").
Start the qualification process by completing an online loan application or call us we can take the application over the phone.. Prepare the necessary documents we will need to approve your loan, go to our online Checklist . Download the Consumer Finance Protection Bureau home buyer booklet. On to the next step.
3. Become Approved and Receive Your Pre-Approval letter.
YOu will be guided as to the documents needed to become Approved fro the home and once it is reviewed you will be issued a Pre-Approval Letter. The Pre-Approval letter is what an Agent will need to have to find and show you properties in your approved price range. This letter will also be presented to the seller as proof you can actually afford to purchase a home. It can be modified to with each offer made so the seller will not know that you may qualify for more. This stratigic trick can save you thousands on the price of the home.
4. We Work With Your Agent.
A Real Estate Agent that works for you when buying a home is invaluable. We have several qualified Agents to Assist you, we are your one stop shop for all of your Real Estate needs. Trying to do this on your own is not in your best interests as you may end up with a dual agency from the listing Agent and not get the best deal for you. A Buyer's Agent will work with your best interests, not the seller's, and you don't have to pay for their services, the seller of the home pays the commission. An agent working for you can preview homes for you so you don't waste your time driving around. Once you find a home your Agent will negotiate a the best deal for you.
5. Find a home that will best fit your needs.
With our direct access to the MLS system you are able to see homes as they come on to the market in real time. Your agent will set up parameters that you need in a home and provide homes that only have the criteria you are looking for and you will be emailed homes that fit those parameters. With our MLS portal you will be able to search homes is the area and with the amenities you want in a home. You will also be able to Create your own custom searches and save those searches. You will be able to be on top of the market as it changes.
6. Negotiating the contract with the seller;
As your Agent it is our job to get you the best possible deal in the market place. Sellers have the final say in whether you get the house or not, so the negotiation of contract is invaluable, and to have the best representation is essential. "The Art of Deal" is something that cannot be taught it has to be learned and our Agents have that experience. Your Agent will see your deal through from the start to finish.
If you have you own Agent they should provide that same level of service.
7. Complete the loan.
When the contract has been negotiated and the seller has accepted your terms then the process starts. Although, you have been pre-approved for your loan the process has just only begun. To see the detailed process click here.
Once the loan has funded our team will make sure the Escrow Company records the transaction with the county. Our team will work with the listing Agent in the transaction to assure all necessary work has been completed as well.
8. Close the deal. 9. Move in.
Our team will work closely with Escrow and the Title Company to assure the closing goes smoothly. Your Agent will do a final walk through of the home to make sure the house is the same condition as when the inspections were done and that everything in the home is order.
Your Agent will provide you with the local utility companies, Internet, cable, water, and garbage and sewer so you can smoothly change your services over prior to moving in.
TIPS For a Successful Escrow: Click Here
This Month's Featured Real Estate Agent for MAE Capital Real Estate and Loan
Margie Mower BRE#01159314
"I want to help you save money when you are buying or selling a home"
or Call Margie at 916-996-8749
Working Placer, Sacramento, and El Dorado Counties Ask about the Listing Specials we can save you Thousands of Dollars.
We have created this FREE Home Buyer Kit to Make the Process Easier.
Click on the Picture this will help you organize your thoughts when starting the process.
Click Here for your free tool Kit
As a Buyer Exclusive Agent we will represent your best interests in the Real Estate Transaction to negotiate you the best deal possible. Let us send you properties for FREE to look at by completing the form below. Click Here to be put in contact with one of our Agents.
We Purchase a one year Home Warranty for all of Our Buyers We Represent. So call to today to talk with one of our experienced Agents.
We look forward to the opportunity of working with you and your family searching for your dream home.
Additional Home Buying Articles:
| "Our promise to you is that we will do everything in our power to negotiate the best deal possible with both your Real Estate transaction as well as your mortgage needs."|
Complete the Form below form or call at (916) 672-6130 and Start Today!
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