VA Refinance Experts
As VA Loan Experts we have years of experience in dealing with Veterans from all walks of life. We can refinance your home no matter who your existing lender is. As a Mortgage Broker, we work with numerous different lenders and we pass that savings on to you.
Starting the process is easy, complete the form at the bottom of the page or simply call us and we will walk you through the process at
The types of VA refinances are:
1. VA Interest Rate Reduction Refinance Loan or IRRRL "earl": This type of refinance is most widely used to lower the interest rates on an existing VA Loans. There is no appraisal required for this type of refinance, even if you owe more than your home is worth. If you have made your mortgage payments on time for the last 12 consecutive months then you can refinance without having to provide a credit report or income documentation. However, if you have good credit and we do pull your credit report then we can get an even better interest rate.
2. VA Cash-Out Refinance: This type of refinance is where you can pull cash out of the equity in your home to pay bills, pay for college, home improvement, or whatever you may need money for. This loan will require an appraisal, but you will be able to take cash out up to 90% of the value of your home.
3. VA Conversion Refinance: If you have another type of loan on your home currently and you have VA eligibility you can refinance an existing Conventional, FHA loan or a Private loan to a VA loan. If you have mortgage insurance (MI) on your current loan you would be able to drop your mortgage insurance. Another reason to refinance to a VA loan may be that your job or credit situation has changed and the VA loan is more forgiving than the other two loan types, so this might be an option.
In most cases we can refinance your home with no out-of-pocket costs. We know that finances are tight so we design your loan so you do not have to pay for any costs of the refinance out-of -pocket.
VA Loan Limit:
A veteran can refinance a home up to $474,950 with no equity in the property. There is also no mortgage Insurance requirement for VA loans.
When deciding on the best type of VA refinance one of our licensed loan consultants can help you navigate the refinance and lending jungle.
Call us at 916-672-6130
Please complete the form below and we will get the process started for you.
For More Information Click on a Topic:
Keywords VA refi, refi VA, VA irrl, VA irrrl, VA rate reduction loan, VA streamline, va streamline refi, refinancing a VA loan, refinance a VA home loan, using a VA for a refinance, Veteran refinance loan, refinancing a veteran loan, refinancing a va home loan, refinancing a conventional loan to a va loan, refinancing a fha loan to va loan, use the va loan to refinance, can i use my va to refinance my house, California va refinance lenders, northern California va refinance lenders, lenders that refinance va loans, VA loan broker, VA loan refinance, va home refinance, : VA Refi, refinance my va loan, VA refinance options, option to refinance VA loans, VA refinance options, Refinance VA loan, Refinance a Veteran, Refinance VA options, VA Refinance options, Refi VA loan, refi Va, Va home Refinance, Sacramento VA lenders, Roseville VA lenders, Va loan Roseville Ca, Va Refi Sacramento, Va refi info, info va refinance IRRRL, VA IRRL, loans for Vets, refinance a VA loan, types of VA loans, where can i get a VA refinance loan, who does VA refinances, who can refinance my VA loan, IRRRL refi, streamline VA refinance, STramline VA loan, Streamline veterans Administration loan, Streamline VA, IRRl VA, No appraisal VA loan, VA loan with no appraisal, no income qualifying VA loan, VA frefi no appraisal, Refinancing a VA, How to Refinance to a VA loan, How to get a refinance through the Veterans Administration, Loans offeed by the VA for refinancing, why use a VA loan to refinance, steps to refinancing a VA loan, who to call to refinance a VA loan, VA loan limits, VA loan limits on refinance, VA refinance and mortgage insurance