Experience You Need In Real Estate Sales and Services

MAE Capital Real Estate and Loan was born from a changing Real Estate and Mortgage environment in the first decade of this century.  MAE Capital Mortgage Inc. is doing business as MAE Capital Real Estate and Loan as we provide a host of services.  MAE Capital Mortgage is the company that is licensed by the Bureau of Real Estate and has the DBA MAE Capital Real Estate and Loan Loan to avoid any confusion. MAE Capital Mortgage Inc. dba MAE Capital Real Estate and Loan holds both a California Bureau of Real Estate (BRE) license (#01913783) and the National Mortgage Licensing System License (NMLS) (#806170),  where we can offer our clients both Real Estate and Loan services under one roof.  We can bundle your services saving you thousands of dollars in commissions and fees.   With over 50 years combined experience in both Mortgages and Real Estate, you will be well represented. As a Mortgage Broker, we are extremely competitive in the interest rates and fees charged, as we are capped by law on fees we can make per transaction, where this is not true for direct lenders.  We generally can be 1-2% lower in the overall costs of obtaining a loan than our competition with a lower interest rate.  

Mortgage: At MAE Capital we take an innovative approach to representing our Clients in the Mortgage side of the Real Estate Transaction.  We work with you as either a Real Estate firm or a Loan company or both (your best value as a home buyer see Bundling). This approach provides a higher level of professionalism than our competition as our Loan Officers and Real Estate Agents are cross-trained in both fields and work together, ultimately leading to a lower cost transaction. We also have access to the Multiple Listing Sevice (MLS) in our office so we can accurately assess the value of your home for a Refinance or to Pre-Approve you for your next Mortgage when you are looking to sell your home.  Our Loan Officers and Real Estate Agents are full time and are available evenings and weekends to provide the service that is needed when you are negotiating a Real Estate Transaction.  Your initial consultation is free and we will create innovative solutions to selling, buying or financing Real Estate.   We are paid by the seller in a Real Estate Transaction and paid by the Lender in the loan transaction, so your costs for our services are paid for and if we Bundle our service you save even more.  

Home Buyers, we understand that buying a home will probably be one of the largest transactions you will ever make.  At MAE Capital Real Estate and Loan we want to make sure the transaction goes as smoothly as possible.  We will educate you and hold your hand through the whole process.  We will negotiate the best deal possible with the best terms for you with the least amount of costs.  If we also Pre-Approve you for your home loan we can Bundle our services and save you even more money.  This is our commitment to you for now and into the future.  As a Home Buyer that we represent we buy your first year Home Warranty to assure that the home you are buying will be covered from major system breakdowns like Heating and Air conditioning, and Plumbing, Appliances, and the pool (if there is one).  We do this for all of our buyers we represent as we feel it is the right thing to do.   

Home Sellers:  We know that prepping your home to sell can be an ominous task.  We will do the marketing and selling of your home, all the legal paperwork, we will offer you ideas on how to stage your home so potential home buyers see your home in a positive light.  We will create an individual website for your home and syndicate it over all the major search engines as well entering the home into our Local Multiple Listing Service (MLS).  For more information on our home selling advantage click here.  Your home will be featured on our site under our Featured Properties tab.

Real Estate Investors:  We have flipped homes, used private funds, lent our own money, bought and sold hundreds of different types of properties. We have special Techniques to keep capital gains to a minimum and know the tricks to avoiding large taxation hits when selling investment property.  We know the laws and keep you completely within them.  Working with Real Estate Investors we know how to build portfolios and keep Capital Gains down either through the use of the 1031 Exchange or the use of Trusts and LLC's.   We work with Self-Directed IRA's to invest client's funds in Real Estate and Private Notes.   Trust Deed investing is sometimes better than owning and maintaining Real estate Directly and we can set you up with investment grade borrowers.  For more detailed information for Trust Deed Investors Click Here.  

Our Services Include:
1. Real Estate Sales (Assisting Buyers and Sellers of Residential and Commercial Real Estate)
2. Conforming Loans
3 FHA Loans
4. VA Loans
5. Non-conforming or Jumbo Loans
6. Private Money Loans
7. Alternative Income Qualifying Loans for Owner Occupied Properties
8. Service Bundling to Save you Money

Let us put our experience to work for you.  
Call today for more information (916) 672-6130