Simple Steps to Home Ownership
We are Here to Help!
Take Advantage of Historic Low-Interest rates before they start to rise again.  Call Now to start the process and we will hold your hand through the whole process.
 
Take a minute to complete the form below so we can help you start the home purchasing process.  

 Let us Help you find your Dream Home and Finance it for you. 

Click Here for your free tool Kit

 Click Here- To be Pre-Qualified for your Home Purchase or call

 FACTS ABOUT MAE CAPITAL'S BUYER'S AGENTS
Did you know?  

  • When we represent you as a home buyer you do not pay for our Services, the Seller pays the commission.
  • Qualifying for your home loan should be done prior to looking for property. We bundle that with our service to save you Thousands of Dollars.  Click here to qualify
  • You are able to deduct expenses of the purchase on your tax return as well as mortgage interest.  Click here fo more information.
  • California Real Estate Law states that when purchasing a home, an Agent must represent the seller first unless the buyer appoints an Agent to work exclusively for them.  We do this for you and make sure you get the best possible deal!
  • Real Estate has been the best investment over time, better than any other investment vehicle. 
  • The Real Estate Market is HOT and you need to be in it NOW!
  • Talking to us is FREE!

This Month's Featured Real Estate Agent for MAE Capital Real Estate and Loan
Margie Mower BRE#01159314
or Call her at 916-996-8749
Working Placer, Sacramento, and El Dorado Counties Ask about service bundling to save you thousands of dollars when you buy your home.  

**We are Rural Property Specialists knowledgeable with Water Wells and Septic Systems and Large Rural Properties.  We have the financing sources for these properties**

Ask us how we Negotiating the Best Deals for Our Home Buyers and how Bundling our services can save you thousands call today.<<

Click Here to Search Properties currently on the MLS.

Nine Steps To Home Ownership Are;
To See a Quick Home Buyer Video Click Here 

1. Your decision to purchase a home.
You realize that home ownership is not only the best thing for your family but it is a great investment.  You have learned the tax benefits of owning your home verses renting.  You have found MAE Capital Real Estate and Loan to help you through all aspects of the process through our one stop shop approach.  

2. Professional Guidance from your Dual Licensed Loan Officer at MAE Capital Real Estate and Loan.
 
Start the qualification process by completing an online loan application or call us we can take the application over the phone..  Prepare the necessary documents we will need to approve your loan, go to our online Checklist .  Download the Consumer Finance Protection Bureau home buyer booklet.  On to the next step.

3. Prepare for the House Hunt by obtaining your  Pre-Approval letter.  
As a result of your guidance from MAE Capital Mortgage Loan Officer, and the documentation you have provided you will be issued a Pre-Approval Latter.  The Pre-Approval letter is what an Agent will need to have to find and show you properties in your approved price range.  This letter will also be presented to the seller as proof you can actually afford to purchase a home.

4. If you have not been refered to us by your Real Estate Agent one of our Agents can talk with you about your specific home needs .  
A Real Estate Agent that works for you when buying a home is invaluable.  Trying to do this on your own is not in your best interests as you may end up with a dual agency from the lisitng Agent and not get the best deal for you.  A Buyer's Agent will work with your best interests, not the seller's, and you don't have to pay for their services, the seller of the home pays the commission.  An agent working for you can preview homes for you so you don't waste your time driving around.  Once you find a home your Agent will negotiate a the best deal for you.

5. Find a home that will best fit your needs. 
With our direct access to the MLS system you will be able to see homes as they come on to the market in real time. Your agent will set up parameters that you need in a home and provide homes that only have the criteria you are looking for and you will be emailed homes that fit those parameters. With our MLS portal you will be able to search homes is the area and with the amenities you want in a home. You will also be able to Create your own custom searches and save those searches.  You will be able to be on top of the market as it changes. 

6. Negotiate the contract with the seller;
 
As your Agent it is our job to get you the best possible deal in the market place.   Sellers have the final say in whether you get the house or not, so the negotiation of contract is invaluable, and to have the best representation is essential. "The Art of Deal" is something that cannot be taught it has to be learned and our Agents have that experience.    Your Agent will see your deal through from the start to finish.

If you have you own Agent they should provide that same level of service. 

7. Complete the loan. 
When the contract has been negotiated and the seller has accepted your terms then the process starts.  Although, you have been pre-approved for your loan the process has just only begun.  To see the detailed process click here.  
Once the loan has funded our team will make sure the Escrow Company records the transaction with the county.  Our team will work with the listing Agent in the transaction to assure all necessary work has been completed as well.

8. Close the deal. 
Our team will work closely with Escrow and the Title Company to assure the closing goes smoothly.  Your Agent will do a final walk through of the home to make sure the house is the same condition as when the inspections were done and that everything in the home is order
.

9. Move in. 
Your Agent will provide you with the local utility companies, cable, water, and garbage and sewer so you can smoothly change your services over prior to moving in.  If you are from out of the area your Agent will assist you with those services you need.

To download our ebook on Buying Click Here


 
As a Buyer Exclusive Agent we will represent your best interests in the Real Estate Transaction not the Seller's to negotiate you the best deal possible.  Let us send you properties for FREE to look at by completeing the form below.  Click Here to be put in contact with one of our Agents.

We Purchase a one year Home Warranty for all of Our Buyers We Represent.  So call to today to talk with one of our experienced Agents. 

We look forward to the opportunity of working with you and your family searching for your dream home.  


 ​For a More Detailed Description of the Process Flow of a Real Estate Transaction CLICK HERE


Additional Home Buying Articles
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 "Our promise to you is that we will do everything in our power to negotiate the best deal possible with both your Real Estate transaction as well as your mortgage needs."

  
 Click here to View Homes
Put the power of knowledge in your corner.  This site has been built and maintained by the ownership of MAE Capital Real Estate and Loan.  We have the knowledge that can save you thousands and make the process smoother.


Complete the Form below form or call at (916) 672-6130 and Start Today!


 



 


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