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New Lower Rates Special to MAE Capital Mortgage, Get a Conventional 30 Year Fixed Rate Loan Up to $726,525 in all Counties.
Introducing "Lock and Shop".  Lock Your Interest Rate and if Rates go up you are protected and if they go down we will give you the better Rate.  Lock in Before you are in contract and take your time looking.  
 
Call Today 916-672-6130 for a personalized quote or click here for a quote.

Conventional 30 Year Fixed
RatePointsAPRLock Days
5.000%-4.278%4.646%30
4.875%-4.183%4.531%30
4.750%-3.835%4.437%30
4.625%-3.232%4.364%30
4.500%-2.767%4.279%30
4.375%-2.285%4.195%30
4.250%-1.683%4.120%30
4.125%-1.040%4.049%30
4.000%-0.293%3.986%30
3.875%0.134%3.896%30
The APR is calculated using a loan amount of $424,000 and these typical fees.


Conventional 15 year Fixed
RatePointsAPRLock Days
4.250%-3.081%3.818%30
4.125%-2.987%3.708%30
4.000%-2.542%3.648%30
3.875%-2.133%3.583%30
3.750%-1.557%3.541%30
3.625%-1.088%3.484%30
3.500%-0.659%3.421%30
3.375%-0.246%3.356%30
3.250%0.363%3.320%30
3.125%0.899%3.272%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


10 year Fixed Rate
RatePointsAPRLock Days
4.125%-2.658%3.615%30
4.000%-2.365%3.551%0
3.875%-2.164%3.469%30
3.750%-1.885%3.403%30
3.625%-1.575%3.343%30
3.500%-1.291%3.277%30
3.375%-1.025%3.208%30
3.250%-0.532%3.186%30
3.125%0.282%3.232%30
3.000%0.703%3.196%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


FHA 30
RatePointsAPRLock Days
4.500%-4.159%4.175%30
4.375%-3.755%4.085%30
4.250%-3.336%3.995%30
4.125%-2.876%3.909%30
4.000%-2.499%3.816%30
3.750%-1.603%3.639%30
3.875%-1.928%3.737%30
3.750%-1.472%3.650%30
3.625%-0.709%3.587%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


VA Fixed Rate
RatePointsAPRLock Days
4.375%-3.520%4.103%30
4.250%-3.100%4.014%30
4.125%-2.677%3.924%30
4.000%-2.301%3.831%30
3.875%-1.860%3.743%30
3.750%-1.404%3.655%30
3.625%-0.626%3.593%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


Jumbo 30 year Fixed
RatePointsAPRLock Days
5.000%-2.893%1.000%30
4.875%-2.567%1.000%30
4.750%-2.356%1.000%30
4.625%-1.944%1.000%30
4.500%-1.522%1.000%30
4.375%-1.343%1.000%30
4.250%-0.908%1.000%30
4.125%-0.293%1.000%30
4.000%0.213%1.000%30
The APR is calculated using a loan amount of $750,000 and these typical fees.


Jumbo 5/1 ARM
RatePointsAPRLock Days
4.500%-2.368%1.000%30
4.375%-1.707%1.000%30
4.250%-1.580%1.000%30
4.125%-1.029%1.000%30
4.000%-0.751%1.000%30
3.875%-0.503%1.000%30
3.750%-0.120%1.000%30
3.625%0.284%1.000%30
3.500%0.752%1.000%30
The APR is calculated using a loan amount of $750,000 and these typical fees.
For more information on our extensive list of products please call or complete the form below.  
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Allow us to review other quotes you may have received and we will beat our competitor's rates.  
We have NO added Origination Fees or Costs!
NOTE: If you see a minus sign is front of the number (-2.00) in the "points" column,that is the percent of the loan credited back to you to pay for your closing costs.  Example; if you see -4 and your loan amount is $300,000 you are credited $12,000 to use for your costs and fees (not to be used for down payment).  Note: also, that will pay our fees as well with no additional costs.  

We have negotiated a Special Rate Program that is Beating our competitors daily.

Please note that rates change during the course of the day, for more rates and programs please give us a call at (916) 672-6130.

 *Rates will vary based on credit score and down payment and credit risk


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Note that interest rates quoted are wholesale rates and are subject to the addition of a mortgage broker spread up to 3% maximum by law.

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Current posted rates are in effect as of 01/18/2019 12:59:42 PM Central Time.

Current Interest Rates

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