If You are Looking to Buy or Refinance a Property We have the Solutions for You.
 "We will do everything in our power to make sure your home buying and financing experience is a smooth as possible" .

Apply For A Loan Now 

Using our online loan application, you can take your time and complete your application whenever it's convenient for you. You can save your work and come back and complete it later if you need to and receive updates on-line.  Securely upload all your documents.

Apply Now

Search For a House

Our easy to use search engine uses current Multiple Listing Service (MLS) information.  You can create and save searches.  You can look for property all over Northern California.  We will find you the perfect home.  California Only

Search for a Home

When To Refinance ALERT!
 FHA Reduces Monthly MI by .5% Check Your Mortgage for Free Call Today.

We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. From lowering your monthly payment to removing your mortgage insurance and all the information you need to make informed decisions. California Only.

Refinancing Info


Try Our Mortgage Tools and Home Search Engine at the top drop-down bar.  Bookmark our page for your future needs and tell a friend. **We lend on California Properties Only**

Mortgage Calculator


Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.72% 3.84%
15-yr Fixed 3.01% 3.17%
1-yr Adj 0.87% 1.08%
* national averages